When most people hear the word “insurance” they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowners insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.ERIE‘s HomeProtector policies automatically include a full complement of standard features that cover your dwelling, personal property and other structures. The policy also includes liability protection, loss of use and medical payments to others coverage. You may take advantage of the higher deductibles, discounts and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further.
Paying for smaller claims yourself allows you to lower your homeowners insurance premiums by choosing a higher deductible. ERIE offers a choice of deductibles, including:
Discounts & Credits
ERIE offers a variety of optional coverages to meet your individual needs and these can be added to your homeowners policy by endorsement for a minimal additional premium:
– Expanded endorsement – You can increase the special amounts listed under the personal property coverage section of your policy.
– Enhancement endorsement – This endorsement increases the special amounts to even higher limits and includes these additional benefits: