Farm Insurance
Farm insurance is intended to address the unique risks associated with agricultural property and operations. As an independent agency, VanVleet Insurance works with carriers such as Ohio Mutual and Celina Insurance to offer farm insurance options that may include coverage for dwellings, farm structures, equipment, livestock, and liability, depending on the policy. Coverage availability, terms, and conditions vary by carrier, and our team is available to help farm owners review their options and understand how different policies may apply to their operation.
Complete Farm Protection. One Packaged Policy.
VanVleet Insurance offers insurance for farms big and small. Property. Liability. Catastrophe. Auto. Life. We’ve got you covered.
PROPERTY
Farm property insurance may help address physical structures and fixed assets associated with your farm, subject to policy terms and carrier guidelines. Coverage options may include:
- Farm dwellings and attached structures
- Barns, silos, and other outbuildings
- Grain bins, fencing, and permanent farm structures
- Personal property used in farm operations
LIABILITY
Farm liability coverage is designed to help address certain liability exposures that may arise from farm operations. Depending on the policy, coverage may apply to:
- Bodily injury or property damage claims involving third parties
- Premises liability related to farm property
- Liability arising from farming activities and operations
- Limited coverage for farm-related incidents away from the premises
EQUIPMENT
Farm equipment coverage may help protect machinery and tools used in agricultural operations. Options may include coverage for:
- Tractors, combines, and other farm machinery
- Implements, attachments, and portable equipment
- Equipment owned by or leased to the farm
- Loss or damage from covered causes, subject to limits and exclusions
FARM OPERATION VEHICLES
Coverage for your vehicles that are used for farm business, not personal commuting or unrelated commercial work.
- Pickup trucks used primarily on the farm
- Grain trucks
- Livestock trailers and flatbed trailers
- ATV’s, UTV’s, and the likes
LIVESTOCK
Livestock coverage options are intended to help address certain risks associated with raising and caring for animals. Depending on the policy and carrier, coverage may include:
- Livestock owned by the insured
- Covered losses due to specific causes outlined in the policy
- Livestock kept on the farm premises or temporarily elsewhere
- Valuation methods and limits based on policy terms
PEAK SEASON
Temporary or expanded coverage designed to protect farms during high-activity periods when equipment use, traffic, labor, and risk are at their highest. Covers seasonal increases in risk during planting, harvest, or peak livestock periods.
